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Find out everything you need to know about Cholamandalam Health Insurance Claims and Renewal in 4–6 minutes

If you buy a critical illness insurance plan, you will get your money in one lump sum. These health insurance plans are very convenient because you can buy them online without much trouble.
How do you file a claim with Cholamandalam Health Insurance?

Cholamandalam lets you file either a cashless claim or a claim for money back. To keep things simple, if you want to file a cashless claim, you must get care at a hospital that is part of the insurance company’s network.

You can find the Cholamandalam medical insurance hospitals list in the policy documents or on their website. You must first go to the TPA and ask for pre-authorization. Then, you must follow the instructions on the form.

If the claim is for a refund, the insured must let the insurer know by following the steps in the Cholamandalam medical insurance brochure. To get the money back, you will need to send in a discharge summary, medical bills, and prescriptions, along with a properly filled out claim form.

Here are the steps you need to take to file a claim with Cholamandalam health insurance:

How to make a claim for Cholamandalam medical insurance reimbursement?

Start the application process by filling out the form and sending it in with the necessary paperwork.

Documents needed include a discharge summary, medical bills, a prescription from a doctor, etc.
Before sending the letter, the claim management team will check with you, and you should be ready to answer any questions. After the investigation, the approval letter will be sent.
If the claim is turned down, they will let you know and explain why.
In an emergency, you need to let the insurance company know within 24 hours of being admitted. If you plan to go to the hospital, you should tell your insurance company 48 hours before you go.
You can file a claim with Cholamandalam health insurance by calling the toll-free number or sending a letter.
customer care at customercare [at]cholams.murugappa.com
To find out what the status of your Cholamandalam health insurance claim is, use the claim reference number that the customer service representative gave you.