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These are the 12 critical illnesses that are covered by the policy:

Cancer (Specified severity) (Specified severity)
First Heart Attack (Specified severity) (Specified severity)
Coma (Specified severity) (Specified severity)
Transplantation of bone marrow or a major organ
Kidney failure that needs dialysis every week
Completely blind
Liver failure
Pulmonary hypertension from the start
aorta surgery
Open heart-to-lung surgery (Coronary artery bypass graft)
Multiple sclerosis symptoms that won’t go away after a stroke

Which plan should you get for your family?

You can get insurance for your family through the Future Health Suraksha Family Plan. Future Generali Health Suraksha Family Plan is split into three groups based on the benefits they offer: basic, silver, and platinum.

The policy doesn’t require a medical exam until the insured person is 45, as long as they have a clean medical history. When a person is over 45, they have to get a medical test, and 50% of the cost of the test is paid back to the insured.

After continuing to renew the plan for 4 years, any pre-existing diseases will be covered. The platinum plan is the only one that has a cash benefit for hospitals.
What makes the Future Health Surplus Top-up Plan stand out?

You can use it as an extra plan that pays for hospital bills if you get sick or have an accident. You can choose this plan whether or not you already have a health insurance plan. Some of the unique things about this plan are:

If both parents are covered by this plan, the youngest person who can join is 3 months old and the oldest is 25 years old.
The most that will be paid out is between Rs 3 Lakh and Rs 10 Lakh.
The oldest person who can join is 65 years old.
There is no limit on how old you can be to renew a policy.
The insured can switch to a similar plan from the same insurance company. This is called portability.

How do I know if I’m eligible to buy a Future Generali Criticare Plan?

Here are the things you need to do to buy a Future Generali Criticare Plan:

Age to enter: 6 to 65 years
Policy lasts for one year
Renewability – Premium for Life Payable: It is paid in one lump sum, and the amount depends on the sum insured and the policyholder’s age.
Cancer, liver failure, kidney failure, organ transplant, CABG, coma, and blindness are all covered.
Premium Loading: 10% to 25% for renewals for people over 65
Coverage ranges from Rs 1 lakh to Rs 50 lakh.

Why would you want to buy a Future Hospicash Insurance Plan?

 

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